Your Information

## Daniel Carter

Senior Financial Analyst
Baltimore, MD (Hybrid/Remote)
[daniel.carter@email.com](mailto:daniel.carter@email.com) · linkedin.com/in/danielcarter

---

### SUMMARY

Senior Financial Analyst with 8+ years of experience supporting budgeting, forecasting, and financial planning in corporate and enterprise environments. Strong background in variance analysis, executive reporting, and financial modeling. Known for translating complex financial data into clear insights for business and operational leaders.

---

### CORE SKILLS

* Financial Planning & Analysis (FP&A)
* Budgeting, Forecasting & Reforecasting
* Variance & Trend Analysis
* Financial Modeling (Excel-heavy)
* Executive & Board Reporting
* Business Partnering
* SQL (Analysis & Data Validation)
* Power BI & Excel Dashboards
* Process Improvement & Automation

---

### PROFESSIONAL EXPERIENCE

#### Senior Financial Analyst

Mid-Atlantic Services Corporation | Baltimore, MD
2020 – Present

Support FP&A activities for a $600M+ services organization across multiple business units.

* Lead annual budgeting and quarterly forecasting processes for 4 operating departments
* Partner with department heads to review spend, headcount, and operational drivers
* Prepare monthly variance analyses explaining budget vs actual results for senior leadership
* Build and maintain financial models to evaluate cost initiatives, pricing changes, and staffing scenarios
* Develop executive-ready dashboards and reporting packages using Excel and Power BI
* Improve forecast accuracy by refining assumptions and standardizing input templates
* Collaborate with Accounting during month-end close to ensure alignment between financials and forecasts

---

#### Financial Analyst

National Logistics Company | Remote
2016 – 2020

Supported finance and operations teams with reporting, analysis, and performance tracking.

* Produced weekly and monthly financial reports covering revenue, margin, and operating expenses
* Performed ad hoc analysis for leadership related to cost drivers, utilization, and profitability
* Assisted with budget preparation and monthly forecast updates
* Maintained and enhanced Excel-based financial models used by management
* Worked with data and IT teams to validate financial data sources and resolve discrepancies
* Supported internal audits and management requests

---

#### Junior Financial Analyst

Regional Manufacturing Firm | York, PA
2014 – 2016

Entry-level analyst role focused on reporting, data reconciliation, and cost analysis.

* Assisted senior analysts with financial reporting and analysis
* Reconciled financial data across ERP and reporting systems
* Supported cost accounting and inventory analysis initiatives
* Built and maintained Excel reports for management review

---

### EDUCATION

Bachelor of Science in Finance
Pennsylvania State University

---

### TOOLS & TECHNOLOGY

* **Excel:** Advanced formulas, pivot tables, Power Query, financial models
* **BI Tools:** Power BI (basic modeling, dashboards)
* **Databases:** SQL (SELECTs, joins, validation queries)
* **Systems:** ERP exposure (NetSuite / SAP / Oracle-type environments)

---

### WORKING STYLE

* Detail-oriented with strong follow-through
* Comfortable working with imperfect data and tight deadlines
* Clear communicator with non-finance stakeholders
* Balances accuracy with speed in fast-moving environments

## Financial Analyst II – Strategic Finance

@ **Redwood Commerce Group**

United States
$85,000 – $105,000 / year
Hybrid (2–3 days onsite)
Full Time

Apply · Save · Mark Applied · Hide Job · Report & Hide

---

### Job Description

**Redwood Commerce Group** is a fast-growing multichannel retail and e-commerce company operating across North America. We manage a diverse portfolio of consumer brands and rely heavily on data-driven decision-making to guide pricing, inventory, and growth strategy.

We are seeking a **Financial Analyst II** to join our Strategic Finance team. This role supports budgeting, forecasting, and financial analysis across multiple business units and works closely with senior finance leadership, operations, and merchandising teams.

This position is ideal for an analyst with solid FP&A fundamentals who is ready to take on more ownership and complexity, but may not yet have led large planning processes independently.

---

## Key Responsibilities

### Financial Planning & Analysis

* Support annual budgeting and quarterly forecasting processes across assigned business units
* Prepare monthly variance analysis and management reporting packages
* Analyze revenue, margin, and operating expense trends to identify risks and opportunities
* Assist with long-range planning and scenario modeling initiatives
* Maintain and update financial models used for forecasting and strategic analysis

---

### Business Partnership & Reporting

* Partner with operations and merchandising teams to understand business drivers and cost structures
* Provide ad hoc analysis to support pricing decisions, promotional strategies, and inventory planning
* Prepare clear, concise financial summaries for senior finance and business leaders
* Support executive and board-level reporting as needed

---

### Systems, Process & Data

* Work with Accounting to ensure alignment between actuals, forecasts, and financial models
* Help improve financial reporting processes, templates, and data consistency
* Assist with system enhancements and reporting automation initiatives
* Validate data accuracy across ERP, reporting tools, and spreadsheets

---

## Qualifications

### Required

* Bachelor’s degree in Finance, Accounting, Economics, or a related field
* **4–6 years** of experience in FP&A, corporate finance, or a similar analytical role
* Strong proficiency in **Excel**, including complex formulas and financial modeling
* Experience preparing budgets, forecasts, and variance analyses
* Ability to communicate financial insights to non-finance stakeholders
* Strong attention to detail and ability to manage multiple priorities

---

### Preferred (Stretch Areas)

* Experience in **retail, e-commerce, or consumer products**
* Exposure to **pricing, inventory, or margin analysis**
* Working knowledge of **SQL** or BI tools such as Power BI
* Experience supporting senior leadership or board reporting
* ERP experience (NetSuite, SAP, Oracle, or similar)

---

## We’re Looking for Someone Who…

* Is analytically strong but still developing confidence owning larger workstreams
* Can work independently while knowing when to ask for guidance
* Is comfortable working with imperfect data and evolving processes
* Communicates clearly and professionally with cross-functional partners
* Is eager to grow into a more senior FP&A role

---

## Why You’ll Like Working at Redwood

* Exposure to strategic finance and business decision-making
* Opportunity to grow into senior analyst or finance manager roles
* Collaborative finance team with strong mentorship
* Hybrid flexibility and reasonable work-life balance
* Fast-growing business with visible impact

---

## Benefits

* Competitive base salary and annual bonus
* Health, dental, and vision insurance
* 401(k) with company match
* Paid time off and holidays
* Employee discounts and wellness programs

I applied with this version

Viewing Example Application (Demo)

Show FitShow TailorShow Judge

Use the sidebar to Login/Register ▶️ New users get $5 in free credits (around 250 requests)

Total requests processed:

Overall Fit Score: 8.5/10

Executive Summary

Daniel Carter is a highly qualified finance professional with over 8 years of experience, exceeding the 4-6 year requirement for this role. He possesses a comprehensive background in FP&A, advanced financial modeling, and data visualization that aligns perfectly with the technical needs of the Strategic Finance team. While he lacks direct retail industry experience, his proficiency in SQL and Power BI makes him a technically superior candidate for an Analyst II position.

✅ Strengths (Pros)

Extensive FP&A Experience: With 8+ years in budgeting, forecasting, and variance analysis, the candidate exceeds the "4-6 years" requirement and brings seasoned expertise to the core job functions.
Advanced Technical Toolkit: Proficiency in SQL and Power BI directly satisfies the "Preferred" qualifications, allowing for immediate impact on reporting automation and data validation.
Executive Communication: Experience preparing "executive-ready dashboards" and reporting for senior leadership matches the requirement for board-level reporting support.
Financial Modeling: Demonstrated ability to build models for cost initiatives and pricing changes aligns with the JD's focus on strategic analysis and scenario modeling.

⚠️ Gaps (Cons)

Industry Specificity: The resume lacks experience in the retail or e-commerce sectors, which are preferred for understanding specific drivers like merchandising and multichannel sales.
Role Level Alignment: Currently a "Senior Financial Analyst," the candidate may be perceived as overqualified for an "Analyst II" role, potentially raising concerns about long-term retention or salary expectations.
Specific Inventory Focus: While the candidate has "inventory analysis" listed in an early role, there is limited recent evidence of managing the complex inventory planning cycles typical of a fast-growing retail group.

Skill Gap Breakdown

Required Skill/Qualification	Candidate Experience	Status
FP&A (Budgeting/Forecasting)	8+ years leading annual and quarterly cycles	Match
Excel & Financial Modeling	Advanced formulas, Power Query, and complex modeling	Match
SQL & BI Tools	Professional experience with SQL and Power BI	Match
4-6 Years Experience	8+ years of progressive analytical experience	Match
Retail/E-commerce Industry	Experience in services, logistics, and manufacturing	Gap

Action Plan

Resume Keywords: Incorporate terms like "Margin Analysis," "Unit Economics," "Inventory Turnover," and "Customer Acquisition Cost (CAC)" if applicable, as these are vital in a retail/e-commerce context.
Addressing Gaps: To mitigate the lack of retail experience, emphasize the "pricing changes" and "cost drivers" mentioned in the resume, framing them as transferable skills for analyzing retail margins and merchandising strategies.
Interview Prep: "As a current Senior Analyst with over eight years of experience, why are you pursuing an Analyst II level role at Redwood Commerce Group, and how do you see this position aligning with your career trajectory?"